Group expenses,
without the hassle.
Track what your group spent. We do the maths and the chasing, you settle up in one payment. Free, no signup, works in any currency.
Free forever · No signup · EU-hosted
How it works
From shared bill to settled, in three steps
Add an expense
Who paid, who's in, how much. Or snap the receipt.
See balances live
Everyone sees who's owed what, in your currency.
Settle up
A few simple payments instead of a web of IOUs, worked out for you.
Greedy debt minimisation
Five friends, eight debts between them. EvenRound clears it in two payments. How the maths works
What it does
Built for the moments money gets messy
EvenRound is a free expense splitter for groups, trips, housemates, couples and teams - no account needed. Add what you spent, and everyone sees a running balance. When it's time to settle, we boil every debt down to a few simple payments, in any currency. No ads, EU-hosted.
Use cases
Who's it for
Six common patterns. The math is the same - the rhythm differs.
Compare
How EvenRound compares
Honest, sourced from each provider's public docs and our own head-to-head pages. Accurate as of November 2026.
| Feature | EvenRound | Splitwise | Tricount | Settle Up | Kittysplit |
|---|---|---|---|---|---|
| Free with no expense limits | Yes | 4 expenses a day on free tier; Pro is paid | Yes | Yes (with ads) | Yes, up to 9 people per group |
| No signup required | Yes | Email or social login | Optional | Creator signs in; others can view via link | Yes |
| Multi-currency, free | Yes - FX snapshotted at expense time | Yes; converting to one currency is Pro | Yes | Yes | Super Kitty only (one-time per group) |
| AI receipt scanning with line items | Yes - merchant, total, line items | Pro only | No (photo attachment only) | No | No |
| Ad-free | Yes - never | Ads on free tier | Says yes (Google Play shows a 'Contains ads' label) | Ads on free tier | Banner ads on free tier |
| Fines for teams & clubs | Yes - built in | No (custom split workaround) | No (custom split workaround) | No (custom split workaround) | No (custom split workaround) |
| EU data residency | Yes - Ireland | No - US | EU company (bunq); hosting not stated | No - US (Google Cloud) | German company; hosting not stated |
Pricing and feature gates change - please report anything stale via hello@evenround.com.
FAQ
Questions people ask first
Do I need an account?
No. Groups are created with a shareable link, and members are identified per-group with magic links. We never require email or a password.
How does multi-currency work?
Each group has a default currency. You can record an expense in any currency - at write-time we snapshot the FX rate so balances stay stable even when rates move later.
How is the settlement plan calculated?
We use a greedy debt-minimisation algorithm: repeatedly settle the largest debtor against the largest creditor. The result is a payment plan with at most n−1 transfers (where n is the number of members with non-zero balances). It's also called 'simplified debts' in some apps.
How do I settle up?
Click Settle Up on the group page. We show a short list of payments that clears everything. Pay via cash, bank transfer, Stripe, PayPal.me, Venmo, Revolut, or Wise - then mark the transfer paid in-app.
Can I split by item from a restaurant receipt?
Yes. Snap the receipt, our AI extracts line items, and you assign each line to who ordered it. Tax and tip are split proportionally. It's the cleanest way to handle mixed-order restaurant bills.
What happens to my data?
Group data lives in our managed Postgres in the EU (Ireland). We never sell data. You can delete a group permanently from its settings page, which cascades to all expenses, members, and shares.