From "who paid for what?" to "we're square" in five steps.

Pick a name, default currency, and your own display name. No email, no password, no signup. You get a private group with a shareable link.

Add each person who'll share expenses. Each gets a unique magic link they click once to join. They don't need an account either.

Whoever pays adds the expense - amount, who paid, who it's for, and how to split it (equal, exact amounts, shares, or percentages).

Everyone in the group sees up-to-date balances. Positive = you're owed money. Negative = you owe money. Zero = you're square.

Click Settle Up at any time. We compute the optimal payment plan that clears every debt with the fewest transactions. Pay via your preferred method - cash, bank transfer, Stripe, PayPal, Venmo, Revolut.