Last updated by The EvenRound team.
In the US, many groups try to use Venmo as their expense splitter - paying each other directly via Venmo and skipping any actual tracking app. It works for tiny groups (2-3 people, 1-2 expenses) but breaks down at any real scale. Venmo is a payment rail, not a tracker; it has no concept of group state, balances, or settle-up plans.
No signup, no tracking
Create a group with one click. No account, no email required to start, no third-party trackers.
Security details ->Privacy-first by default
Your data stays in EU-region Postgres. GDPR-friendly DPA available. Delete a group and it's gone.
Privacy policy ->Always free, no premium tier
Every feature - receipt scanning, multi-currency, unlimited groups - is free for everyone.
How we'll keep it free ->Built in the open
Public changelog with every shipped feature, dated and described. No silent A/B tests.
See the changelog ->Side-by-side, honest. Where Venmo as splitter is better, we say so. Last reviewed April 2026.
| Feature | EvenRound | Venmo as splitter |
|---|---|---|
| Price | Free forever | Free (US only) |
| Signup required | No | Yes - Venmo account, US bank required |
| Multi-currency | Yes - FX snapshotted at expense time | No (USD only) |
| AI receipt scanning | Yes - extracts merchant, total, line items | No |
| Smart settlement (fewest transactions) | Yes - greedy minimization | No - peer payments only |
| Real-time updates | Yes - live across all members | Real-time payment, no group state |
| Recurring expenses | Yes - weekly, monthly, custom (RRULE) | Manual peer requests |
| Comments on expenses | Yes | Yes - required actually (the social feed) |
| Web app | Yes - full-featured, PWA installable | Yes |
| Native mobile app | Installable PWA (iOS + Android) | Yes - iOS, Android (US only) |
| Group templates | Yes - apartment, trip, couple, event | No |
| CSV / PDF export | CSV + PDF | Statement CSV |
| Payment links (Stripe / PayPal / Wise / Revolut) | Yes - first-class | Venmo only (the whole point) |
| Languages | 7 (EN, DE, FR, ES, PT, IT, NL) | EN only |
| Data residency | EU (Frankfurt, Supabase) | US (PayPal infrastructure) |
| Open source | Open core planned | No |
| Ads | Never | No (but social feed has paid placements) |
Data points reflect public information as of April 2026. Pricing, availability, and feature scope on competing products may change.
Most groups can switch in under ten minutes.
Venmo doesn't have 'groups' the way EvenRound does. You're moving from a payment app to an actual expense tracker.
Filter Venmo for the trip dates or the relevant scenario. Note the amounts and who paid whom.
Pick the right template. Add members. Default to USD.
Going forward: log expenses in EvenRound; use Venmo for the actual money transfer at settle-up time. EvenRound even generates Venmo deep-links to pre-fill the amount.
The short version.
Venmo is the best peer-to-peer payment rail in the US. EvenRound is the right tracker that talks to it. Use both; don't try to use Venmo as both.
No signup. Free forever. Works in your browser in 30 seconds.